I'm curious about how this world will evolve in the era of AI agents/MCP. It is not entirely unlikely that AI agents will have access to limited wallets etc to facilitate a broader set of use cases. In that case, a one shot solution to bot vs. human may not make sense, and a more nuanced human/bot-we-like/bot-we-don't-like may be needed by corporations. This would esp be the case for unofficial MCP servers that would use technologies like headless browsing etc to support an API.
I'm not sure I understand the mental model you're basing your inferences on, but my model leads to a far different outcome:
If you've got a good enough bot and it's pre-qualified to spend money, then it can use the special "register as a bot" API and provide personal information and whatever else I want to understand that there is a "real human" behind the curtain. A credit card alone is not enough, they can be (trivially) stolen. The way I see it using agentic bots will ultimately require you to provide more personal details than an actual human would.
