I always take on debt if it's an option at 0%. Or sometimes even if it's a low p... | Hacker News

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		zoklet-enjoyer 60 days ago \| parent \| context \| favorite \| on: FICO to incorporate buy-now-pay-later loans into c... I always take on debt if it's an option at 0%. Or sometimes even if it's a low promo thing, like 3%.

chasd00 60 days ago [–]

I do that too, I actually get a kick out ripping off those predatory 0% interest traps. I had no idea the BNPL things didn’t impact credit scores. If they’re unsecured with no credit worthiness impact then why even pay them back?

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