This assumes, among other things, that they come from a stable home that has spa... | Hacker News

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		banannaise 50 days ago \| parent \| context \| favorite \| on: FICO to incorporate buy-now-pay-later loans into c... This assumes, among other things, that they come from a stable home that has space for them and access to the things they need to create and maintain an income stream.

Whoppertime 49 days ago [–]

If you look at the home ownership rates of that generation it would be a fair assumption

banannaise 49 days ago | [–]

For the entire population, sure. For a subpopulation that doesn't have a stable income, not necessarily, particularly given class mobility statistics.

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