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> Declining industries take plenty of time to decline

Thats depends on the specific disruption that is happening to the market.

As stated, you can push at the edges. But no amount of incremental pushing stops 100X cost reducing disruptive technologies that are widely available to the public and that can't be banned unless all personal PCs are confiscated.



You say that, but people with simple returns go to tax prep companies every year…

Inertia really does seem to keep dying industries around for longer than seems reasonable because humans aren’t completely rational actors.




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