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While I totally agree that is how the system is designed, that's also the fundamental issue I have with it.

If we have such a fragile banking system that those in charge are expected to lie to us to keep people from seeing the fragility, we have to rethink the system.

> In fact, people in society today believe plenty of white lies already - what's one more?

That feels like a bit of a slippery slope, selling people on one lie shouldn't justify telling another. It also means first defining what a white lie is, and who gets to know the truth to decide whether it's acceptable or not.



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