Thanks to inequality, the rich[1] can already afford surrogacy, aka other people's natural wombs.
Only for those who can easily afford daycare and other child-related costs would benefit from artificial wombs, the biological aspect and maternity leave are a small aspect.
> Quite a few - and I know I am only speaking for myself - live on my different computers
I use AI/agents in quite similar ways, and even rekindled multiple personal projects that had stalled. However, to borrow OPs parlance, these are not "houses" - more like sheds and tree-houses. They are fun and useful, but not moving the needle on housing stock supply, so to speak.
> credit cards are giving you a revolving loan, there's risk it will not be repaid, and that risk ends up reflected in processing fees
Neither Visa nor MasterCard are loaning customers their money. It's the European banks that hold the bulk of the risk for European credit card transactions.
Also worth noting that who owns the risk is a regulatory question, not a technical or product one - and, like all regulatory questions, is different for different countries/regions.
Chip and pin and NFC transitions took off much quicker outside the US because merchants generally owned more of the chargeback risk than in the US, and therefore were willing to update their POS equipment accordingly.
Risk (like debt) is another place where a US-centric view will likely lead you to misunderstand the purpose of Visa/MC.
> Chip and pin and NFC transitions took off much quicker outside the US because merchants generally owned more of the chargeback risk than in the US, and therefore were willing to update their POS equipment accordingly.
Not really. The risk of all fraud is initial borne by banks issuing the cards, after all they’re only parties that have an actual financial relationship with the person providing the cash/debt. If something which results in that person cash/debt being stolen, it’s between that person and their bank to figure out who’s liable for the lost money. Chargebacks are just a mechanism for banks to recover some of that lost money, once the liability between the card holder and the bank has been settled.
One of the big reasons why Chip and PIN etc took off outside of the US, is that the US is very accepting of fraud, and charging crazy high interchange rates (up to 10x what they are in Europe) so the cost of fraud is spread over many individuals. Other parts of the world have regulations capping interchange rates, and providing better consumer protection, demanding that banks and payment networks tackle fraud, rather than increase the cost of everything by 1-2% to cover fraud losses.
Just to put another perspective there. In Brazil, chip and pin took off immediately (from non-existent to ubiquitous in about 6 months) after the government decided that the bank and card issuer were responsible for all the fraud risk.
I have no idea what policy made the US hold into signatures for that long. But the seller and the buyer are the least powerful people on that entire chain, so I don't think it reasonable to look at them.
> Neither Visa nor MasterCard are loaning customers their money. It's the European banks that hold the bulk of the risk for European credit card transactions.
> I will never understand why this is so rage-inducing for people
Putting my armchair psychoanalyst hat on: I think American society embeds a need to be the "winner", and are you winning if end up behind another driver who's contending for "your" spot?
If you've driven elsewhere for a while, you start noticing subtle driver differences, such as drivers who want to merge into your (slower) lane never braking to merge behind you and always accelerating to do so, even when you're at the tail end of a vehicle chain in your lane.
Driving in Melbourne -- I won't generalise to the wider Australia -- is often much the same.
Comparing to the experience of being a passenger on a bike in Saigon, the level of cooperation there is way higher, possibly due to a sort of necessity.
I had this feeling while observing traffic there, that, while the latency and throughput of the roads during high traffic times are still kinda awful, at least for bikes there's a slow continuous progress that simply wouldn't exist without cooperation.
Funnily enough, my experience driving in Los Angeles was distinctly not terrible. Traffic was usually good enough to drive in, though there was very little regard for the speed limit on the freeways! I suspect I may have just been lucky to miss the worst of the traffic.
"This morning at 8:00 am Pacific, there were 5 simultaneously assassination attempts on tech executives across the Bay Area. The victims, who are all tech executives known to us have suffered serious injuries . It is reported that Securibot 5000s were involved. Securibot inc declined to comment. This is a developing story"
because constrained supply leads to shitty solutions, and people spend their money on land rent instead of spending it on actual service (like making sure there are no hidden fees and cameras)
that said those are not new problems, and are not caused (nor exacerbated) by airBnB (likely the only tangentially significant factor is the decentralization of the hospitality industry thanks to online market places, and barriers to building more hotels, and of course people's preferences for renting something more unique, or simply something remote or secluded)
2 questions: is there any other kind? If there were, ate people requiring transfusion in a position to make demands to the donors (not vendors)
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