Like the article mentioned many EU countries have their own payment systems. The challenge is not to build something from the scratch but rather to make existing solutions interoperable. The first talks about cross-border integrations started many years ago but they went very slowly. However, some work is being done, just a week ago a first transfer was done from Spanish Bizum to Polish Blik.

If there's anything the EU is good at, it's inter-op in markets.

TBH many European payment apps use the phone number as an ID and people seem to love it. I share the privacy concerns but if I don't want someone to know my phone number I just give them my IBAN.

This is the thread for GPT 5.3

In Poland all transactions related to housing or land must be notarized with both buyer and seller present, the notary is supposed to check their IDs. Sadly it happened a couple of times that scammers presented a fake or stolen ID to a notary who did not recognize the forgery. Nowadays you can mark your personal number (equivalent of SSN) in the central, governmental database as restricted. This prevents notarized transactions, bank loans or issuing SIM card duplicates in your name. When you need a loan or buy a property you just log in to the system (or open the governmental app) and uncheck the checkbox.

This is pretty much a standard salary range for a Senior Dev in Poland. Outside of Warsaw it can be even lower.

Animals on tracks remain a problem, although they do not pose risk to human life (just damages to the trains). One of the attempts to protect animals include acoustic deterrents, here's a Polish one as an example [1] but they are manufactured around the world. The Polish one plays sounds of predators, dying creatures, hunting dogs, etc to scare away forest animals (search for "UOZ-1" on youtube if you want to hear the sounds). Such devices significantly lower the number of collisions but unfortunately they are not 100% effective.

[1] https://www.youtube.com/watch?v=W0j68iepI88

I am curious what are you using local RAG for?

> Would you like to live neighbours with this person

Sure, because he has a sense of humor.

There's "Ask ChatGPT" overlay at the bottom of the page, so I asked "how risky is giving my medical data to OpenAI?" Interestingly ChatGPT advised caution ;) In short it said: 1. Safer than standard AI chats, 2. Not as safe as regulated healthcare systems (it reminded that OpenAI is not regulated and does not follow e.g. HIPAA), 3. Still involves inherent cloud risks.

Something or someone will eventually fill the void. Chinese are trying to manufacture GPUs, they are very far from what Nvidia can offer, but they'll slowly get there. As for RAM - the new factories are being built and will hopefully become operational in 2028.