True, thanks for reminding me that this is about CC replacements :)
But I honestly don't know many people with a CC here, and those who do (myself included), we don't have the same advantages/disadvantages of a CC: no points, no "free" miles, no interest and no possibility to rack up debt like in the US since Visa automatically deducts the full amount from my bank account at the end of the monthly billing period.
Aside from what the other commenter said about the hybrid systems, you proudly state that you have 4 cards at minimum, but having a system that would work continent-wide for ~98% of all money you spend would not bootstrap if someone needed to be bothered with having a separate travel card, which would rest in the drawer or as second Apple/Google/Garmin Pay choice most of the time?
Most adults I know have 2+ cards already, it's just that they were issued by Master Card or Visa. American Express and Discover still exist, despite definitely not having worldwide coverage.
I wonder what's the value of having a dedicated X (formerly Twitter) status account post 2023 when people without account will see a mix of entries from 2018, 2024, and 2020 in no particular order upon opening it.
Is it just there so everyone can quickly share their post announcing they're back?
It has to stop somewhere. Business owner can also hire a different company to create the product and get a result different by as little as 5% performance difference or something with clearly inferior maintainability and UX. You'd hardly argue that it's 'the same' when they followed the same spec, which will never be fully precise at the business level.
I agree that talking to an LLM is akin to using the business oriented logic at the module or even function level.
The 'who was there first' game doesn't make sense because neither of them created this term. One is older, the other is a company worth over seven billion euros and one of the biggest marketplaces in Europe. I'd argue that it has wider brand recognition because of that, but ultimately it all comes down to your background. I'd expect the number of people in the US who heard about it in context of the game library to be larger than for Allegro.eu and at the same time smaller than the original meaning.
Many people here talk about Overleaf as if it was the 'dumb' editor without any of these capabilities. It had them for some time via Writefull integration (https://www.writefull.com/writefull-for-overleaf).
Who's going to win will probably be decided by brand recognition with Overleaf having a better starting position in this field, but money obviously being on OAI's side. With some of Writefull's features being dependent on ChatGPT's API, it's clear they are set to be priced-out unless they do something smart.
Exactly. For most people not having a bank app, probably no digital payments due to that, and no government-issued digital ID is too much friction to even consider any alternative.
(For Komoot) Did they, though? I am aware of the layoffs, but after that they slightly redesigned the app, collected the poll for next year's requested features, the lifetime maps option is still there to buy etc. If not for HN, I wouldn't have noticed any change in the direction that it's going in.
I suspect that the VAST majority of users want their saas tools to do today what they did yesterday, and so stopping active development of new features is actually a positive - no sudden Liquid Ass is going to appear in a program in maintenance mode.
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