"Of course their relationship with Apple could be different, but I doubt it'll be anything like the Goldman one" I can nearly guarantee this is completely wrong. It will be just like Goldman. That's literally the point of getting the card, is do everything through Apple and Goldman is just the backbone and support (through Apple's UI). Apple's contract with Goldman was until 2030, they wouldn't let Goldman out of it unless they were able to find a new partner with same or better experience and terms. They could have choose Synchrony, etc if Chase didn't agree. And clearly Chase was willing to concede to Apple since they don't even offer high yield savings, but agreed to for Apple since thats part of their existing offerings. Right now Apple decides the Promos for Apple Card, and at most maybe Chase will have a little more involvement in those but probably not. So in realty the only real world change is probably better customer support than Sachs, and Chase may not offer higher risks customers credit or as much like Goldman did and finally they may not offer the very low APR's that Apple card is known for, for it's best customers.
Have to disagree there. While the iOS wallet apple is all apple and thats what you will use for checking your statements and making payments which is great. But anytime I have to actually interact with for support that is 100% with Goldman. When you do you support through the iMessage chat feature it's all Goldman on the other end, not Apple at all. And I've had to deal with them far too many times, and each time was absolutely terrible. Because of Goldman but also because of the platform Apple gives them for support, since you send a message have to wait for a text response. So feels like a chat but unlike a chat responses can take a while more like email, but then if they respond and you dont respond very fast then it closes it out and your response triggers a how can we help and you start all over, which is unlike email. So it's the worst of Chat and the worst of Email. Hopefully that is revamped with the new relationship. And if you have to call you get Sachs not Apple. Chase isn't great but expect much better than Sachs.
“You DO need consent for:
Third-party tracking cookies like Google Analytics, Facebook Pixel“ Since most websites use GA then yes most need the banners. You could say most sites don’t need GA but that’s a different argument.
GA is free while Fathom and Plausible are not. I think that's the main reason why GA is so popular and therefore why most sites need cookie consent banners.
Wow this is massive, but will come down to whether you switch to another existing address you have. That is you have example1@gmail.com and example2@gmail.com. The first one has all your decades of data and second is name you've reserved etc. With handles you can release one and use on another account so hopefully option to do the same. Or if they could just update their account migration to support migrating all historic data that would accomplish the same.
Love how employee portals for many companies essentially never get updated design wise over the decades, lol. That page styling and the balls certainly take me back.
I used to work for a company where the SSO screen had a nice corporate happy people at the office type of image. 25mb. I was in Brazil on a crappy roaming 2g service and couldn't login at all. I know most of the work happens on desktop but geee.....
Oh speaking on mobile, I remember when I tried to use Jira mobile web to move a few tickets up on priority by drag and dropping and ended up closing the Sprint. That stuff was horrible.
Heard all the news how Gemini 3 is passing everyone on benchmarks, so quickly tested and still find it a far cry from ChatGPT in real world use when testing questions on both platforms. But importantly the ChatGPT app experience at least for iPhone/Mac users is drastically superior vs Google which feels very Google still. So Gemini would have to be drastically better answer wise than ChatGPT to lure users from a better UI/UX experience to Gemini. But glad to see competition since certainly don't want only one winner in this race.
That's really fascinating. Every real world use case I've tried on Gemini (especially math-related) absolutely slaughtered the performance of ChatGPT in speed and quality, not even close. As an Android user, the Gemini app is also far superior, since the ChatGPT app still doesn't properly display math equations, among plenty of other bugs.
I have to agree with you but I'll remain a skeptic until the preview tag is dropped. I found Gemini 2.5 Pro to be AMAZING during preview and then it's performance and quality unceremoniously dropped month after month once it went live. Optimizations in favor of speed/costs no doubt but it soured me on jumping ship during preview.
Anthropic pulled something similar with 3.6 initially, with a preview that had massive token output and then a real release with barely half -- which significantly curtails certain use cases.
That said, to-date, Gemini has outperformed GPT-5 and GPT5.1 on any task I've thrown at them together. Too bad Gemini CLI is still barely useful and prone to the same infinite loop issues that have plagued it for over a year.
I think Google has genuinely released a preview of a model that leapfrogs all other models. I want to see if that is what actually makes it to production before I change anything major in my workflows.
It's generally anecdotal and vibes when people make claims that some AI is better than another for things they do. There are too many variables and not enough eval for any of it to hold water imo. Personal preferences, experience, brand loyalty, and bias at play too
I get what you're saying because this is typically true (this is a strong motivator for my current research) but I don't think it applies here and OpenAI seems to agree with me. Some cases are clear: GPT-5 is clearly better than Llama 3 for example. If there is a sizeable enough difference across virtually all evals, it is typically clear that one LLM is a stronger performer than another.
Experiences aside, Gemini 3 beats GPT-5 on enough evals that it seems fair to say that it is a better model. This appears in line with public consensus, with a few exceptions. Those exceptions seem to be centered around search.
When I asked both ChatGPT 5.1 Extended Thinking and Gemini 3 Pro Preview High for best daily casual socks both responses were okay and had a lot of the same options, but while the ChatGPT response included pictures, specs scraped from the product pages and working links, the Gemini response had no links. After asking for links, Gemini gave me ONLY dead links.
That is a recurring experience, Gemini seems to be supremely lazy to its own detriment quite often.
A minute ago I asked for best CR2032 deal for Aqara sensors in Norway, and Gemini recommended the long discontinued IKEA option, because it didn't bother to check for updated information. ChatGPT on the other hand actually checked prices and stock status for all the options it gave me.
Some LaTeX, but not all, especially for larger equations. I will admit it has gotten a lot better in recent updates, since it seemed thoroughly broken for quite a while in its early days.
One might think that benchmarks do not say much about individual usage and that an objective assessment of the performance of AIs is difficult.
At least, thanks to the hype, RAM and SSDs are becoming more expensive, which eats up all the savings from using AI and the profits from increased productivity /s?
> But importantly the ChatGPT app experience at least for iPhone/Mac users is drastically superior vs Google which feels very Google still. So Gemini would have to be drastically better answer wise than ChatGPT to lure users from a better UI/UX experience to Gemini.
Yes, the ChatGPT experience is much better. No, Gemini doesn't need to make a better product to take market share.
I've never had the ChatGPT app. But my Android phone has the Gemini app. For free, I can do a lot with it. Granted, on my PC I do a lot more with all the models via paid API access - but on the phone the Gemini app is fine enough. I have nothing to gain by installing the ChatGPT app, even if it is objectively superior. Who wants to create another account?
And that'll be the case for most Android users. As a general hint: If someone uses ChatGPT but has no idea about gpt-4o vs gpt-5 vs gpt-5.1 etc, they'll do just fine with the Gemini app.
Now the Gemini app actually sucks in so many ways (it doesn't seem to save my chats). Google will fix all these issues, but can overtake ChatGPT even if they remain an inferior product.
It's Slack vs Teams all over again. Teams one by a large margin. And Teams still sucks!
Well I have been using Gemini and ChatGPT side by side for over 6 months now.
My experience is Gemini has significantly improved its UX and performs better that requires niche knowledge, think of some ancient gadgets that have been out of production for 4-5 decades. Gemini can produce reliable manuals, but ChatGPT hallucinates.
UX wise ChatGPT is still superior and for common queries it is still my go to. But for hard queries, I am team Gemini and it hasn’t failed me once
I suspect it's reached the point where the distinguishing quality of one model over the others is only observable by true experts -- and only in their respective fields. We are exhausting the well of frontier questions that can be programmatically asked and the answers checked.
Absolutely this. Strong disagree that progress is plateauing, merely that gains are harder for the general public to perceive and typically come from more advanced means than simply scaling. Math performance in particular is improving at an uncomfortably rapid pace.
AI in general? Not at all. LLM's maybe a little bit, when even Sam Altman said, the progress is logarithmic to the investment. Still, there is progress. And the potential of LLM based agents, where many different models and other technics are mixed in together, we just started to explore.
I've been a paying high volume user of ChatGPT for a while. I found the transition to Gemini to be seamless. I've been pleasantly surprised. I bounce between the two. I'm at about 60% Gemini, 40% ChatGPT.
I had a similar experience, signing up for the first time to give Gemini a test drive on my side project after a long time using ChatGPT. The latter has a native macOS client which "just works" integrating with Xcode buffers. I couldn't figure out how to integrate Gemini with Xcode quickly enough so I'm resorting to pasting back & forth from the browser. A few of the exchanges I've had "felt smarter" — but, on the whole, it feels like maybe it wasn't as well trained on Swift/SwiftUI as the OpenAI model. I haven't decided one way or another yet, but those are my initial impressions.
> But importantly the ChatGPT app experience at least for iPhone/Mac users is drastically superior vs Google which feels very Google still. So Gemini would have to be drastically better answer wise than ChatGPT to lure users from a better UI/UX experience to Gemini.
Opposite is true for a larger market. Gemini is great and available with one button click on most consumer phones. OpenAI will never crack most Android users by this logic of yours
Well then the usage is already so useful in Free mode that I didn’t even notice it. “Thinking ” has a meaningful cap. But I have not felt the need to pay for more. I pay for Claude.
That must've changed very recently then, even just a month ago I'd have Gemini (2.5 Pro) run into a daily limit after just 3-4 messages as a free user.
Its really hard to measure these things. Personally I switched to Gemini a few months ago since it was half the cost of ChatGPT (Verizon has a $10/month Google AI package). I feel like I've subconsciously learned to prompt it slightly differently and now using OpenAI products feels disappointing. Gemini tends to give me the answer I expect, Claude follows close behind, I get "meh" results from OpenAI.
What are your primary usecases? Are you mostly using it as a chatbot?
I find gemini excels in multimodal areas over chatgpt and anthropic. For example, "identify and classify this image with meta data" or "ocr this document and output a similar structure in markdown"
Curiously, I had the opposite experience, except for Deep Research mode where after the latest update the OpenAI offering has become genuinely amazing. This is doubly ironic because Gemini has direct API access to Google search!
It is good, but Pro subscribers get only five per month. After that, it’s a limited version, and it’s not good (normal 5.1 gives more comprehensive answers than DR Limited).
they're deep into a redesign of the gemini app, idk when it will be released or if its going to be good, but at least they agree with you and are putting significant resources into fixing it.
I couldn't even get ChatGPT to let me download code it claimed to program for me. It kept saying the files were ready but refused to let me access or download anything. It was the most basic use case and it totally bombed. I gave up on ChatGPT right then and there.
It's amazing how different people have wildly varying experiences with the same product.
It's because comparing their "ChatGPT" experience with your "ChatGPT" experience doesn't tell anyone anything. Unless people start saying what models they're using and prompts, the discussions back and forth about what platform is the best provides zero information to anyone.
Did you wait a while before downloading? The links it provides for temporary projects have a surprisingly brief window where you can download them. I've had similar experience when even waiting 1 minute to download the file.
Since LLMs are non deterministic it's not that amazing. You could ask it the same question as me and we could both get very different conversations and experiences
This is exactly my experience. And it's funny -- this crowd is so skeptical of OpenAI... so they prefer _Google_ to not be evil? It's funny how heroes and villains are being re-cast.
Yeah, hate to say but for me a big thing is i still couldn't separate my Gemini chats into folders. I had ChatGPT export some profiles and history and moved it into Gemini, and 1) when Gemini gave me answers i was more pleased but 2) Gemini was a bit more rigorous on guard rails, which seems a bit overly cautious. I was asking some pretty basic non-controversial stuff.
I've been reading such posts for years. Every few months, "Voyager 1 is the most distant man-made object ever!" or "Voyager 1 about to leave the Solar System!"
