I have a physical copy and only read about 2 chapters, after having it for years. I need to take it on a flight to finally get around to reading it. It seems like one of those books you have to own and read at least once.
It wasn’t the merchant someone placed a skimmer on that machine. It happened to me, but only for $100…my bank caught it instantly. I used a debit card at Home Depot, and an hour later my bank contacted me knowing that I did not purchase sneakers at a Steve Madden store an hour away (I was actually impressed with whatever fraud-detection software they were using) After that I was very wary about using debit cards, but felt better once most had chips on them.
https://avalon.law.yale.edu/ancient/hamframe.asp